| DEPOSIT
ACCOUNT FEE SCHEDULE |
| Online
Access |
| Online
Account Access |
FREE |
| Online
Transfers Between Accounts |
FREE |
| Online
Images of Paid Checks |
FREE |
|
Online Statements |
FREE |
| |
| Card
Services |
| ATM
Card |
FREE |
| ATM
or Debit Card Replacement |
$5.00 |
| Emergency
Issuance of ATM |
$25.00 |
| Nexity does not
charge a fee for ATM transactions. However, the operator
of the ATM(s)
used may impose a fee. Nexity will reimburse you $2.00 for each
of those fees, up to 4 transactions per month. |
| |
| Personal
Wire Transfer Services |
| Wire
Transfer (Incoming) |
FREE |
| Wire
Transfer (Outgoing) |
$20.00 |
| International
Wires (Outgoing) |
$40.00 |
| |
| Business
Wire Transfer Services |
| Wire
Transfer (outgoing) |
$20.00 |
| Wire
Transfer (incoming) |
First
5 Free
each additional $10.00 |
| International
Wires (outgoing) |
$40.00 |
| |
|
Bill
Pay Services |
| Bill
Pay (Interest Checking Account) |
Free
|
| Bill
Pay (Personal Checking Account) |
$4.95 |
| Bill
Pay if after 3 months of Inactivity |
$5.00 |
| |
| Statement
and Research Services |
| Photocopying
(per copy) |
$5.00 |
| Special
Processing/Signature Verification |
$10.00 |
| Account
Research (per hour) |
$25.00 |
| Statement
Copy |
$5.00 |
| |
| Miscellaneous
Fees |
| Telephone
Banking |
FREE |
| Telephone Generated Loan Payment |
$5.00 |
| Stop
Payment |
$25.00 |
| Garnishment/Levies |
$50.00 |
| Overnight
Delivery |
$20.00
|
| Insufficient
Funds (Item was returned) |
$30.00 |
| Overdraft
Fee (Item was paid) |
$30.00 |
| Returned
Deposited Items (per check) |
$15.00 |
| Returned
Deposited Item (ACH) |
$15.00 |
| Collections
International/Domestic Check |
up
to $50.00 |
| Check
Printing (1st Order Free) |
reorder
depends on style
and quantity |
| Official
Bank Check |
$5.00 |
| Cashiers
Check |
$10.00 |
| Verification
of Deposit by 3rd Party |
$5.00 |
| Account
Closing (if within 90 days of opening account) |
$25.00 |
|
Dormant
Account Fee is accessed after 12 months of inactivity
for Interest Checking and Personal Checking accounts, 36
months for Money Market and Saving accounts. |
$10.00 |
| |
Service
Charges |
| Personal
Checking |
FREE |
| |
| Interest
Checking |
|
No
monthly service charge as long as you maintain daily
balance of $500.00 or a minimum
average daily balance of $5,000.00 for the monthly
statement cycle. If your balance falls below these
minimums the
monthly fee is $10.00.
|
| |
| Personal
Money Market |
|
No monthly
service charge as long as you maintain either a minimum
daily balance of $1,000.00 or a minimum average daily
balance of $5,000.00 for the monthly statement cycle.
If your balance falls below these minimums, the monthly
fee is $10.00.
|
| |
| Personal
Money Market Excessive Transactions if over 6 transactions
total |
$10.00 |
| |
| Money
Market Advantage |
|
| |
| Money
Market Advantage Excessive Transaction if over 6 transaction
total |
$10.00 |
| |
| Business
Money Market |
|
No monthly service charge
as long as you maintain either a minimum daily balance
of $1,000.00 or a minimum average daily balance of
$5,000.00 for the monthly statement cycle. If your
balance falls below these minimums, the monthly fee
is $10.00.
|
| |
| Business
Money Market Excessive Transactions if over 6 transactions
total |
$10.00 |
| |
| Small
Business Checking |
|
| No
monthly service charge if you maintain an average daily
balance of $2,000.00
for the monthly cycle. If the balance falls below this
minimum the monthly service charge is $10.00. |
| Fee
for over 50 checks written in a monthly cycle |
$0.20
Per check |
| |
| Savings Accounts |
|
| Savings
Excessive Transactions if over 6 transactions total |
$10.00 |
